The Bailiff Checklist – Do’s and Don’ts

Do’s:

1. Make sure it is a bailiff who is coming, not a doorstep collector.  These debt collectors have no power.
2. Make sure your property is secure, all windows, doors locked, and any vehicles are hidden from view.  As Bailiff’s can take these also.

3. If dealing with a private Bailiff, ask for ID and proof of the certification issued by the judge. (not his photo ID)
4. If dealing with County Court Bailiff get a form N245 to suspend the warrant of execution.  If you do not apply for the notice to be suspended, Bailiffs will be able to attend your home on the date stated and remove goods to sell on. You can prevent this by paying the amount in full.
5. If you are dealing with a Council Tax Bailiff, treat these very seriously, (as issued by the Magistrates Court) Arrange to make a payment with them ASAP and ask the local council to withdraw to recall the debt, if you are on ESA/JSA/IS/IB or other Disability Benefits.

DON’Ts

1. Never open your door to a Bailiff, they may try and force their way inside, and state you invited them, in order to get a walking possession notice.
2. Never let Bailiffs into your house, the only time they have a right to come in is if they have a Walking Possession Notice.
3. Never make a payment to a Bailiff without getting a receipt from them there and then.
4. Never, ever sign anything without getting advice first, particularly if the Bailiff hasn’t gained entry to your house.  It could be a walking possession notice and you are giving them access to your stuff.

REMEMBER

Most Bailiffs do not have the right to force their way into your home, only Bailiffs dealing with eviction orders, persistently unpaid court fines and unpaid taxes do in certain circumstances. 

Next Steps

If you want to find out anything further about this topic then please feel free to call me on 0330 236 9930, 0330 236 9938 or 07961 116321. All conversations will be in strict confidence. You can also email me vee@navigatebr.com

This article is for information and interest only. It is not a substitute for full professional advice, which will take in to account the specific and individual circumstances. Navigate Business Recovery Limited cannot accept any responsibility for any loss arising as a result of any person or organisation acting or refraining from acting on any information.